Welcome to the Information Website for the Raffin v. Medicredit, Inc., et al. Settlement

If You Received a Call from Medicredit Between June 29, 2014 to February 26, 2015, You Could Get a Payment from a Class Action Settlement.

A proposed settlement has been reached in a Lawsuit against Medicredit Inc. (“Medicredit”) and The Outsource Group Inc. (“The Outsource Group”) (collectively, “Defendants”). The Lawsuit alleges that Medicredit recorded phone calls it made to cellular telephones without the recipients’ consent in violation of the Invasion of Privacy Act, California Penal Code. § 630 et seq. (“IPA”), and that The Outsource Group is responsible for Medicredit’s alleged conduct. Defendants strongly deny any claims of wrongdoing, but have agreed to settle the lawsuit to avoid the burden and cost of further litigation.

You may be a Settlement Class Member if Defendants’ records indicate that your cellular telephone number received a call from Medicredit for the first time between June 29, 2014, and February 26, 2015. Capitalized terms used on this website shall have the same meaning as set forth in the Settlement Agreement.

Your legal rights are affected even if you do not act. Please read this website carefully.


A Summary of Your Rights and Choices
You May: Summary: Due Date:
Submit a Claim Form to Opt In to Join the Settlement Class

If you are a valid Settlement Class Member and wish to receive your portion of the Settlement Fund, you need to complete and submit a Claim Form, either by mailing it to the Settlement Administrator at P.O. Box 2730, Portland, OR 97208-2730 or submitting it online here.

After the Settlement’s Effective Date and the Court’s Final Approval of the Settlement, you will then receive a check in the mail for an amount that shall be calculated pro rata based on the number of Valid Claim Forms that are submitted by Settlement Class Members. All unclaimed Settlement Funds will then be given to a charitable foundation, which will be selected by the Court.

Submitted online or postmarked by September 8, 2018.
Ask to Be Excluded

You can opt out of the Settlement by submitting a Valid Exclusion Request to the Claims Administrator. If you do so, you will not be eligible to receive a settlement payment, but you will retain the right to sue on your own regarding any claims that are part of the Settlement.

Submitted online or postmarked by October 15, 2018.
Submit an Objection

You may remain a part of the Settlement and write to the Court and object to the Settlement. You may appear and speak at the Final Approval Hearing on your own or through a lawyer hired by you at your own expense.

If the Settlement is approved over your objection, you will receive a check in the mail in an amount to be determined based off your pro rata share of the Net Settlement Fund after the Settlement’s Effective Date and after the Court grants Final Approval of the Settlement. You will be bound by the Settlement and give up your right to sue on your own regarding any claims that are part of the Settlement.

Postmarked by October 15, 2018.
Do Nothing

If you do nothing, you will become a Settlement Class Member bound by the terms of the Settlement Agreement and Final Judgment, thus forfeiting your right to sue on your own regarding any claims that are part of the Settlement.

However, your failure to timely submit a Valid Claim Form will forfeit your right to receive your portion of the Settlement Fund.